What you will need for Bankruptcy filing

March 1, 2020 Baner Law

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Bankruptcy

List of Information to give your attorney:

The following are some of the things I will ask you to provide at our first meeting.

6 months of paystubs.
6 month business income and expenses statement (cash flow).
Mortgage statements.
Car loan statement.
IRS Notice.
Notice of Default on Mortgage (or notice of sale).
List of credit card debt.
Information if you have it about the value of home and cars.
Copy of any lawsuit you have been served with.
List of bank accounts and balances.

Credit Counseling:

Bankruptcy law requires you in most cases to obtain a credit counseling certificate before the case can be filed. An additional certificate will be required in order to obtain the Discharge before the case can be closed. These are some links to independent counseling services:

Pre-Filing:

www.debtorcc.org ($14.95 Household 1-800-610-3920)
www.startfreshtoday.com ($24.99 online, $34.99 Phone, 1-800-435-9138.)
www.prebk.com ($14.95 online single or joint )
www.greenpathbk.com (Phone: $35, Online $25, 1-888-860-4220)

Post – Filing, Pre Discharge counseling

www.personalfinanceeducation.com (Online $15, by Phone $25)
www.themesquitegroup.org (Online $12.50 per person, By phone $25 per person; $40 per couple, 1-877-769-4069)
www.a123cc.com ($17.50, Also available by phone 1-888-412-7247, Spanish available. Attorney code: DD1788)
www.bkeducation.com ($6.50 per household. 1-800-871-3162)
www.123debtor.com ($6.95 household)
www.a247class.com ($17.50 Single, 1-888-412-7247)
www.sagepf.com ($35 online $45 by phone Single/Joint, 1-800-516-2759)
www.debtorcc.org (DebtorCC, $9.95/household 1-800-610-3920)
www.beadviser.com ($9.76 per person online, 1-855-976-1700)
www.prebk.com ($9.95 online single or joint)
www.greenpathbk.com (1-888-860-4220, Phone: $25, Online $15)
www.debthelper.com (Click on Bankruptcy courses, $14 for singles or couples, 1-800-920-2262.)
www.BKcert.com/code ($35 plus package or $15 budget for individuals or couples filing together. English/Spanish. )
www.cricketdebt.com ($20 Household, 1-866-719-0450, English/Spanish/Tagalog/Vietnamese/Korean/other languages)
www.pioneercredit.com ($50 per individual, 1-866-210-3590. English/Spanish)
www.startfreshtoday.com ($21.99 online, $34.99)
www.acdcas.com ($20 for individual or Joint online, $25 for individual or Joint by phone 1-888-415-8173)
www.accesscounseling.com ($15 single/joint online or by phone 1-800-205-9297, English and Spanish)
www.ccadvising.com ($9.76 per person)
www.personalfinanceeducation.com (Online $25, By Phone $50; $25 pre discharge. 1-866-729-0049)
www.themesquitegroup.org (Online $24 per household, By Phone $30 per person; $40 per couple, 1-877-769-4069)
www.a123cc.com ($30 single session. Also available by phone 888-412-2123, Spanish available.)
www.debthelper.com (Click on bankruptcy courses, $24 single or couple, 1-800-920-2262.)
www.BKcert.com/code ($35 plus package or $15 budget for individuals or couples filing together. Spanish available.)
www.cricketdebt.com ($24 Household, 1-866-719-0450, English/Spanish/Tagalog/Vietnamese/Korean/other languages)
www.pioneercredit.com ($50 per individual, 1-866-210-3590, English/Spanish)
www.acdcas.com ($20 for individual or Joint online, $25 for individual or Joint by phone 1-888-415-8173)
www.accesscounseling.com ($25 single/joint online or by phone 1-800-205-9297. English or Spanish)
www.123debtor.com ($14.95 household)
www.a247class.com ($30 Single, 1-888-412-2123)
www.abacuscc.org ($25 online $35 by phone Single/Joint, 1-800-516-2759)